Payroll Information

Payroll Schedule

Deductions

Deductions are made for programs or services that you choose to participate, or they can be required by state or federal laws.  These deductions can be taken either before or after taxes are applied to your pay.

Mandatory Deductions

Mandatory or involuntary deductions are deductions which an employee has no control. The employer is required by federal and/or state law to deduct a certain amount of the employee's pay and send (remit) it to an institution or governmental agency for the purpose of satisfying the employee's debt, or contribution to the employee's retirement account, or tax withholding.

Listed below are mandatory deductions that must be activated when a qualified deduction order is properly presented:

Court-Ordered Payments

A court ordered deduction is a garnishment or your wages that is issued to the college. We are obligated by law to withhold from your pay and remit to the appropriate agency on your behalf. Your wages can be garnished because of debts to creditors, federal and state tax levies, bankruptcy, student loans or child support. Sometimes these deductions are based on your disposable income. Disposable income is defined as any salary payment due you minus any mandatory deductions, i.e. taxes, retirement.

The following groups of deductions are mandated by federal or state laws:

Retirement Contributions
(Pre-tax for federal and state withholding)

• Optional Retirement Plan (5%)
• American Century
• Fidelity
• TIAA CREF
• VALIC
• Teachers Retirement System (5.25%)

Retirement Contributions
(Not Pre-tax for federal and state withholding)

• GA Defined Contribution Plan (7.5%)

Federal Tax Payments

• Federal Withholding Tax
• Social Security Tax
• Medicare Tax

State Tax Payments

• State Tax

Elective Deductions

BC employees may choose from a variety of benefit plans and charitable giving opportunities. Many of the benefit plans are pre-taxed, meaning the premiums are withheld after taxes have been calculated. The result is savings to the employer as well as the employee. All elected deductions are for benefit-eligible employees only. Temporary or part-time employees are not eligible to have any of the following deductions withheld from their pay.

Health Insurance
(Pre-tax for federal and state withholding and social security)

• Board of Regents Medical Insurance (Indemnity)
• Board of Regents PPO or PPO Consumer Choice
• High Deductible Health Plan

Dental Insurance
(Pre-tax for federal and state withholding and social security)

• MetLife

Life Insurance
(Post Tax)

• Board of Regents Supplemental Life & Accidental Death & Dismemberment
• Dependent Life Insurance & Accidental Death & Dismemberment
• Accident Insurance

Disability Insurance
(Post tax)

• Long Term Disability

Supplemental Retirement Plans
(Pre-tax for federal and state withholding only)

• 403 B Plans
• 457 Plans

Direct Deposit

Direct deposit is available to all Bainbridge College employees.  You may sign up for direct deposit via self service.